Episode 1 of the Grit, Grace & Growth Podcast

Show Notes: Grit, Grace, and Growth – Episode 1

Episode Title: Can I Invest in Real Estate Without Any Money?

Episode Summary:

Welcome to the very first episode of Grit, Grace, and Growth! In this inaugural episode, Laura Navaquin dives into a common question many aspiring real estate investors ask: “Can I invest in real estate without any money?” Laura breaks down this seemingly impossible concept, revealing that while it is possible to invest with little to no personal funds, it’s crucial to understand the strategies behind using other people’s money (OPM). Tune in as Laura explores creative financing methods and offers a glimpse into future episodes where she’ll dig deeper into these powerful techniques.

Key Topics Covered:

1. Introduction to Real Estate Investing with No Personal Money:

• The idea of investing without using your own money.
• Understanding the concept of creative financing.

1. Creative Financing Techniques:

• Partners: How to leverage partnerships where others provide the capital.
• Lease Options: A strategy that allows you to control a property without owning it outright.
• USDA No Down Payment Loans: Government-backed loans for eligible rural and suburban homebuyers.
• FHA Loans: Low down payment loans that require only 3.5% down, making them accessible even with limited funds.
• Seller Financing: Where the seller acts as the lender, allowing you to pay for the property over time.
• Private and Hard Money Lenders: Using loans from private investors or companies to fund real estate deals.
• Wholesaling: Finding deals and selling them to other investors without actually purchasing the property yourself.

1. Why You Should Consider Investing with Other People’s Money (OPM):

• Benefits of keeping your personal savings liquid.
• How using OPM can help you scale your real estate portfolio faster.

1. What’s Next:

• A preview of future episodes where Laura will dive deeper into each of these strategies, providing actionable steps and expert insights.

Episode Quotes:

• “The point isn’t that you’re investing with no money, but rather with none of your own money.”
• “Creative financing is the key to unlocking real estate deals even when your personal bank account isn’t overflowing.”
• “Investing in real estate with OPM allows you to keep your funds liquid while building a scalable portfolio.”

Resources Mentioned:

• USDA Loans: Learn more about USDA loans and eligibility here.
• FHA Loans: Find out more about FHA loans here.
• Hard Money Lenders: Explore options for hard money loans here.

Connect with Laura Navaquin:

• Website: LauraNavaquin.com
• Instagram: @LauraNavaquin
• Podcast: Grit, Grace, and Growth on Apple Podcasts, Spotify, and Pandora.

If you enjoyed this episode, don’t forget to subscribe, leave a review, and share it with a friend who’s curious about real estate investing. And be sure to join us for the next episode, where we’ll continue to explore the fascinating world of real estate and wealth-building strategies!